outerspaces
Seaside pavilion with floor-to-ceiling glass and ocean views at sunset

Financing

The Backyard You've Been Putting Off

Starting at

$205/mo

Based on 10.99% APR over 84 months · No prepayment penalty

What costs $15,000+ is just $205/mo

Outer Spaces Financing

For homeowners who want to build their dream outdoor space — professional installation and flexible payments, all in one.

Starting at

$205

/mo

10.99%

Fixed APR

84

Months

Based on $12,000 financed. Up to $25,000 available.

Pre-qualified in minutes

Quick application with no impact to your credit score. Get your rate and terms instantly.

Fixed rates, no surprises

Your monthly payment stays the same for the life of your loan. No variable rates, no hidden fees.

No prepayment penalty

Pay off your balance early at any time with zero penalties. You're always in control.

Professional installation included

Your outdoor space is built and installed by our expert team, typically in just one day.

Pay Over Time, Enjoy It Now

Starting at $205/mo with fixed rates and no hidden fees.

Decisions in minutes

Financing up to $25,000

No credit impact to apply

Open living pavilion with adjacent hot tub in a modern residential setting

How It Works

Three Simple Steps

Three simple steps to financing your outdoor oasis.

Browsing and selecting an Outer Spaces configuration
1

Choose Your Space

Browse our collection and choose the perfect outdoor structure for your home.

Quick and easy pre-qualification process
2

Check Your Rate

Get pre-qualified in minutes with no impact to your credit score.

Enjoying your finished outdoor living space
3

Build and Enjoy

Professional installation completed in just one day.

Moody forest spa pavilion with glowing interior light

Start today

Your space is waiting.

From $205/mo with no credit impact to check your rate.

$205/mo based on $12,000 at 10.99% APR for 84 months. Personal loan for Tier 1 applicants, subject to approved credit. Financing by US Bank Avvance. We are not the lender. Up to $25,000 available. No prepayment penalty.